Over 50 Life Insurance help - What is the difference between Life Insurance and Life Assurance?

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    ”What is the difference between Life Insurance & Life Assurance?”

    What is the difference between Over 50 Life Insurance and Assurance?
    OK, Well Life insurance is a policy which is taken out over a certain length of time (term).
    If you do not make a claim during the policies lifetime it simply expires and you no longer continue to pay any premiums. The policy will have no monetary value at the end of its term.
    Life Assurance is an investment based insurance policy in that a guaranteed sum of money is invested by the insurance provider. When you make a claim, this policy will pay out the guaranteed sum plus any bonuses and investment profits it may have made.
    This policy is taken out for the eventuality of death where as a life insurance policy is taken out incase of death.

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